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  • Writer's pictureRandy McDonald

Can You Sue for a Car Accident in Maryland? A Comprehensive Guide


Car accidents are an unfortunate reality of modern life, and they can lead to a myriad of legal complexities. If you've been involved in a car accident in Maryland, you might be wondering whether you can sue to seek compensation for your injuries and damages. In this comprehensive guide, we'll delve into the key aspects of filing a car accident lawsuit in Maryland and provide you with valuable insights into the process. If you're looking for a Maryland car accident lawyer to help you navigate this challenging situation, you've come to the right place. And of course if you have any questions, you can always call or text us at (301)234-HELP.

Understanding the Basics of Car Accident Laws in Maryland

Maryland operates under a fault-based system when it comes to car accidents. This means that the person responsible for causing the accident is typically held accountable for the resulting injuries and damages. In legal terms, this concept is known as "negligence." To have a valid case for a car accident lawsuit, you generally need to prove the following elements:

  • Duty of Care: The other driver had a legal duty to operate their vehicle responsibly and adhere to traffic laws.

  • Breach of Duty: The other driver failed to fulfill their duty of care by acting recklessly, negligently, or irresponsibly.

  • Causation: The breach of duty directly resulted in the accident and your injuries.

  • Damages: You suffered physical, emotional, or financial damages as a result of the accident.

Maryland Car Insurance Requirements

Maryland law mandates that all drivers have a minimum level of liability insurance coverage to cover potential damages in case of an accident. The minimum required insurance coverage in Maryland includes:

  • $30,000 bodily injury per person

  • $60,000 bodily injury per accident (if multiple people are injured)

  • $15,000 property damage per accident

This insurance coverage helps ensure that individuals involved in accidents have a way to seek compensation for their damages. However, insurance companies may not always be willing to offer fair settlements, which is when legal action might be necessary.

When Can You Sue After a Car Accident?

While insurance claims are typically the first step after a car accident, there are scenarios in which filing a lawsuit might be the best course of action:

  • Severe Injuries: If you've sustained serious injuries that result in substantial medical bills, ongoing treatment, or long-term disability, a lawsuit may be necessary to ensure you receive adequate compensation.

  • Insurance Disputes: If the at-fault driver's insurance company denies your claim or offers an insufficient settlement, a lawsuit might be the only way to recover the compensation you deserve.

  • Contributory Negligence: Maryland follows a principle of contributory negligence, which means that if you are found even partially at fault for the accident, you might be barred from recovering any compensation. However, if you believe the other driver was responsible, a lawsuit might be the way to contest this finding.

  • Wrongful Death: In cases where a car accident results in the death of a loved one, surviving family members might have grounds for a wrongful death lawsuit to seek compensation for their loss.

The Statute of Limitations for Car Accident Lawsuits in Maryland

It's important to be aware of the statute of limitations, which is the timeframe within which you must file a lawsuit after a car accident. In Maryland, the statute of limitations for personal injury claims, including car accidents, is generally three years from the date of the accident. For property damage claims, you usually have three years from the date of the damage. Failing to file within this timeframe will likely result in your case being dismissed by the court.

The Role of a Maryland Car Accident Lawyer

Navigating the legal complexities of a car accident lawsuit can be overwhelming, especially while dealing with the physical and emotional aftermath of the accident. This is where a skilled Maryland car accident lawyer can be invaluable. Here's how they can assist you:

  • Legal Expertise: A seasoned car accident lawyer understands Maryland's laws and regulations related to personal injury and car accidents. They can help you navigate the intricacies of your case.

  • Case Evaluation: A lawyer can assess the strengths and weaknesses of your case, helping you determine whether pursuing a lawsuit is in your best interest.

  • Gathering Evidence: Lawyers have experience in gathering crucial evidence, including accident reports, medical records, eyewitness accounts, and expert opinions, to build a strong case.

  • Negotiating with Insurance Companies: If your case involves negotiating with insurance companies, a lawyer can advocate for your rights and ensure you're not pressured into accepting a low settlement.

  • Filing Lawsuits and Representing You in Court: Should your case go to court, a skilled lawyer can file the necessary legal documents, represent you in court proceedings, and present your case effectively to a judge or jury.

  • Maximizing Compensation: Lawyers understand how to assess the true value of your claim, including both economic and non-economic damages, to help you seek the compensation you deserve.


In Maryland, you can sue for a car accident if you meet the necessary legal criteria and the circumstances warrant legal action. While insurance claims are the typical route for seeking compensation, a lawsuit may be necessary in cases of severe injuries, insurance disputes, comparative negligence, or wrongful death. Working with our skilled Maryland car accident lawyer, Randy Evan McDonald, can greatly enhance your chances of a successful outcome. Remember to adhere to the statute of limitations, and don't hesitate to seek our legal guidance at (301)234-HELP to protect your rights and secure the compensation you deserve after a car accident.

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